Deniz Zerin

With Nacha's 2026 fraud monitoring rule live and US cybercrime losses at $16.6B, fraud monitoring has changed. A complete guide for banks, fintechs, and payment institutions.

Fraud detection in banking has moved from batch to 200ms. A guide to the modern banking fraud landscape, cross-rail monitoring, internal threats, and the Nacha 2026 rule.

Fintechs and neobanks face structural fraud risks traditional banks don't speed-first onboarding, instant rails, and cross-border reach. A complete guide to defense in 2026.

Vendor and invoice fraud targets the accounts payable workflow through fake invoices, banking-detail redirection, vendor impersonation, and insider collusion. How to stop it.

Correspondent banking is the highest-risk AML surface in global finance. Learn wire transfer monitoring, nested relationships, payable-through accounts, KYCC, and ISO 20022.

A definitive guide to threshold tuning and risk based calibration in transaction monitoring   segmentation, statistical baselines, the FP/detection trade off curve, recalibration triggers, and examiner ready documentation.

A practitioner’s guide to writing transaction monitoring rules and scenarios, including rule anatomy, the core rule library, risk based calibration, the false positive trade off, sandbox testing and regulator ready documentation.

A practitioner's guide to money mule detection: onboarding, behavioral, and network signals, why per-account screening misses 80%+ of mules, and how to stop mule accounts within the 24–72h cycle.

AML transaction monitoring and fraud detection are often confused, but they answer different questions, run on different timelines, and report to different regulators. This guide explains the differences and how to combine both.