Minhac Celik

FedNow settles in seconds and can't be reversed, collapsing the fraud detection window from hours to milliseconds. Learn how instant payments change fraud risk, the fraud types targeting these rails, and the pre-settlement controls every US institution now needs.

Application fraud happens before any customer history exists, making it one of the hardest fraud types to catch. Learn how synthetic identities, first-party fraud, and bust-out schemes slip through onboarding and the detection stack that stops them.

APP fraud tricks victims into authorizing their own fraudulent payments, making it harder to detect and recover than traditional fraud. Learn the common scam types, why real-time payment rails make it worse, and how to detect APP fraud before funds disappear.

Pig butchering generates more reported losses than traditional romance scams and it crosses fraud, AML, and sanctions all at once. Learn the five-stage scam lifecycle, the red flags that separate victims from mules, and how to detect it before the funds disappear.

Fraud detection is only as good as the rules running inside it. Learn the core fraud rule archetypes, how they differ from AML rules, internal fraud scenarios most teams miss, and a tiered starter kit for building a fraud rule library from scratch.

Layering is where money laundering succeeds or fails and where most AML programs fall short. Discover the key detection patterns, network analysis techniques, and regulatory expectations compliance teams need to catch layering before integration happens.

Friendly fraud is rising fast and your real customers may be behind it. Learn how first-party fraud works, why chargebacks are exploding, and how to detect and prevent dispute abuse before it hits your bottom line.

Learn how SIM swap fraud hijacks mobile numbers, why SMS 2FA fails, and how carriers, banks, and regulators are working to detect and prevent it.

OFAC's 50% Rule blocks entities owned by SDNs — even if they're not on the SDN list. Learn how indirect ownership triggers sanctions, and how to screen for it.