Minhac Celik

Screening a person is a name problem. Screening a company is a structure problem. Learn why entity screening must cascade to directors, shareholders, and UBOs, how the OFAC 50% rule works, and why company names are harder to match.

FinCEN registration does not authorize you to operate in a single state. Learn how state money transmitter licensing works, who needs an MTL, what the licensing process really costs in time and capital, and how the MTMA is reshaping a 50-state patchwork.

The CFO of a national oil company is a PEP, even without a political title. Learn why SOE executives qualify as politically exposed persons, how the link hides in ownership layers, and where it collides with OFAC's 50% Rule.

GTOs are no longer just about real estate. From $1,000 cash reporting on the Southwest border to the RRE Rule struck down in federal court, learn which businesses are covered today, what they must file, and what non-compliance costs.

The BSA officer is one of the few roles where getting it wrong means personal liability, from six-figure penalties to prohibition orders to criminal charges. Learn the full scope of duties, the independence the role legally requires, and how to protect yourself.

FedNow settles in seconds and can't be reversed, collapsing the fraud detection window from hours to milliseconds. Learn how instant payments change fraud risk, the fraud types targeting these rails, and the pre-settlement controls every US institution now needs.

Application fraud happens before any customer history exists, making it one of the hardest fraud types to catch. Learn how synthetic identities, first-party fraud, and bust-out schemes slip through onboarding and the detection stack that stops them.

Use Sanction Scanner directly in Claude to review screening cases, check matches, and manage risk decisions through a secure connector.

APP fraud tricks victims into authorizing their own fraudulent payments, making it harder to detect and recover than traditional fraud. Learn the common scam types, why real-time payment rails make it worse, and how to detect APP fraud before funds disappear.